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Acceptance of Deposits (S.73-76)

Accept deposits from members: circular, deposit insurance, trust deed, maintain liquid assets

7 steps~112 days start to finishfiles DPT-1files DPT-3
If it’s filed late

MCA charges additional fees that rise with the delay, up to 12 times the normal filing fee. OnCompliance tracks the date and warns you before it costs anything.

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The steps, in order

1

Verify Eligibility

Confirm company is eligible to accept deposits under Companies (Acceptance of Deposits) Rules.

within 3 days
  • Eligibility under Acceptance of Deposits Rules verified
2

Board Resolution

Board approves acceptance of deposits.

within 7 days · document made for you
3

Issue Circular to Members (DPT-1)

Issue deposit circular containing terms and conditions.

within 14 days · files DPT-1 · document made for you
4

Obtain Deposit Insurance

Arrange deposit insurance as per rules.

within 14 days
5

Execute Trust Deed

Execute trust deed with deposit trustee.

within 14 days · document made for you
6

Accept Deposits

Accept deposits and issue receipts. Maintain 15% of maturing deposits in liquid assets.

within 30 days
7

File DPT-3 (Annual Return)

File annual return of deposits.

within 30 days · files DPT-3 · document made for you

Every guide runs like this in OnCompliance: steps in order, dates in view, paperwork made for you at each step.

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